Are politicans all bank share holders?

As the credit crunch wasn't the fault of the majority of the british public, how come only the banks will benefit first from bailouts and then again because people will have to pay more interest as they get blacklisted etc through all the jobs being lost. I recommend Alistair Darling says that for the next 2 years anyone unfortunate enough to be unable to pay all their bills ontime should not have to go on bad credit lists which only benefits banks who can charge more for loans etc. If not put us on a par with scotland, ireland and wales, i.e no prescription charges etc